Pros
- Best-in-class inheritance protocol
- Mobile-first experience
- 3-key or 5-key vaults
Cons
- Monthly/yearly subscription required
- Casa holds one key
- Premium tier expensive ($2,100/year)
Best Managed Bitcoin Inheritance Services in 2026
Companies that help you set up Bitcoin inheritance. Professional guidance, dedicated support, and tested protocols for passing wealth to the next generation.
Short answer
Casa is the best managed inheritance service, from $250 a year, with multisig where Casa holds one key and runs the recovery process for your heirs. Unchained ($250 a year) and Nunchuk's Honey Badger plan ($480 a year) use the same collaborative multisig model. Onramp costs more and keeps your keys with institutions instead of you.
| Best overall | Casa | From $250/year. |
| Runner-up | Nunchuk (Honey Badger) | $480/year. |
| Also great | Unchained | $250/year. |
Updated September 2026
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Managed Services
4 options
Pros
- Comprehensive inheritance planning
- 2-of-4 multisig setup
- Open source wallet
Cons
- Honey Badger tier required ($480/year)
- Complex for beginners
- No Lightning support
Pros
- Bitcoin-only focus
- Collaborative custody (2-of-3)
- You control 2 keys
Cons
- Per-vault pricing adds up
- Unchained holds backup key
- Loan minimums high ($150K)
Pros
- Lloyd's of London insurance
- Multi-institution custody (2-of-3)
- Dynasty Trust services
Cons
- Higher price point ($250/month Core)
- Not self-custody
- More institutional focus
What the service does
You hold most of the keys to a multisig wallet on your own hardware wallets. The service holds one. On its own that key cannot move your bitcoin, but when your heirs follow the recovery process, it adds the missing signature so they can.
Frequently asked questions
Can a managed inheritance service take my bitcoin?
Not in a collaborative multisig. The service holds fewer keys than it takes to spend.
What happens if the company shuts down?
You still hold enough keys to move your bitcoin yourself. Keep a copy of the wallet configuration so you can rebuild it in another wallet like Sparrow.