Bitcoin Inheritance

What happens to your bitcoin when you die? Without a plan, it could be lost forever. These solutions help you pass your wealth to the next generation, securely.

Browse By Type

Managed Services
Companies that help you set up inheritance
4 options
Self-Custody
You still control all your keys
5 options
With Insurance
Lloyd's of London backed coverage
2 options

No plan = lost bitcoin

An estimated 4 million bitcoin are already lost forever because holders died without sharing their keys. Your seed phrase written on paper means nothing if your heirs don't know what it is, where it is, or how to use it. Don't let your stack die with you.

Inheritance Solutions

6 options
#1
Casa

Casa

MultisigSelf-Custody
MultisigInheritanceMobile AppPremium
Casa Inc.·USA·managed
From
$21/mo
Rating
9.4
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Pros
  • Best-in-class inheritance protocol
  • Mobile-first experience
  • 3-key or 5-key vaults
Cons
  • Monthly/yearly subscription required
  • Casa holds one key
  • Premium tier expensive ($2,100/year)
Top Pick

Casa offers the most polished inheritance experience. One-click setup, video verification, and a dedicated team to help your heirs. Worth every penny for peace of mind.

#2
Nunchuk (Honey Badger)

Nunchuk (Honey Badger)

MultisigSelf-Custody
MultisigInheritanceBitcoin-OnlyOpen Source
Nunchuk·Singapore·managed
From
$480/yr
Rating
9.3
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Pros
  • Comprehensive inheritance planning
  • 2-of-4 multisig setup
  • Open source wallet
Cons
  • Honey Badger tier required ($480/year)
  • Complex for beginners
  • No Lightning support
#3
Unchained

Unchained

MultisigSelf-Custody
MultisigInheritanceBitcoin-OnlyLoans
Unchained Capital·Austin, Texas, USA·managed
From
$250/yr
Rating
9.2
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Pros
  • Bitcoin-only focus
  • Collaborative custody (2-of-3)
  • You control 2 keys
Cons
  • Per-vault pricing adds up
  • Unchained holds backup key
  • Loan minimums high ($150K)
#4
Onramp

Onramp

MultisigInsured
MultisigInsuranceInstitutionalDynasty Trust
Onramp·USA·managed
From
$250/mo
Rating
9
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Pros
  • Lloyd's of London insurance
  • Multi-institution custody (2-of-3)
  • Dynasty Trust services
Cons
  • Higher price point ($250/month Core)
  • Not self-custody
  • More institutional focus
#5
AnchorWatch

AnchorWatch

MultisigInsuredSelf-Custody
InsuranceMultisigLloyd'sUS Only
AnchorWatch·USA·insurance
From
$2500/yr
Rating
8.8
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Pros
  • First Bitcoin-native insurance
  • Lloyd's of London backed
  • Insure self-held bitcoin (unique)
Cons
  • US customers only
  • ~$2,500/yr minimum (1% of $250K min coverage)
  • Rate varies: 0.55%-2% based on vault size
#6
Satskeeper

Satskeeper

MultisigSelf-Custody
InheritanceTime-LockEuropeanConsultation
Satskeeper·Europe·tool
From
$100/yr
Rating
8.5
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Pros
  • Decaying multisig approach
  • 2-of-3 becomes 1-of-3 over time
  • Proof-of-life checks
Cons
  • European pricing (€)
  • Requires technical understanding
  • Smaller company

DIY Inheritance (Free)

Not ready for a paid service? Here are the basics of setting up your own plan:

  • 1.Document everything: Write down what you own, where it is, and how to access it
  • 2.Educate your heirs: They need to understand Bitcoin basics before they need to use it
  • 3.Secure storage: Metal seed storage in multiple locations
  • 4.Passphrase splitting: Split a 25th word between multiple trusted parties
  • 5.Time-lock scripts: Technical option using Bitcoin's scripting capabilities
  • 6.Test the plan: Do a drill with your heirs to make sure it works

Note: DIY inheritance requires significant technical knowledge and ongoing maintenance. For most people, a managed solution is worth the cost for peace of mind and professional support.