Pros
- Lloyd's of London insurance
- Multi-institution custody (2-of-3)
- Dynasty Trust services
Cons
- Higher price point ($250/month Core)
- Not self-custody
- More institutional focus
Best Insured Bitcoin Custody in 2026
Bitcoin custody backed by Lloyd's of London insurance. Institutional-grade protection for your wealth.
Short answer
AnchorWatch is the best insured option I rank: multisig with insurance against theft and loss, from $2,500 a year. Onramp ($250 a month) insures bitcoin held across several institutions, and you give up holding your own keys to get it. Insurance makes sense for large holdings. For most people, collaborative multisig is enough.
| Best overall | AnchorWatch | From $2,500/year. Insured multisig. |
| Institutional | Onramp | $250/month. Insured, keys held by institutions. |
Updated September 2026
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Why Insurance?
Bitcoin insurance from Lloyd's of London provides protection against theft, loss, and operational failures. Some policies even cover self-held bitcoin. Insurance adds an extra layer of security for those with significant holdings.
Insured Options
2 options
Pros
- First Bitcoin-native insurance
- Lloyd's of London backed
- Insure self-held bitcoin (unique)
Cons
- US customers only
- ~$2,500/yr minimum (1% of $250K min coverage)
- Rate varies: 0.55%-2% based on vault size
Who needs insurance
Insurance costs thousands a year, so it pays off only for large holdings. Read what the policy covers and what it excludes before you sign up.
Frequently asked questions
Can you insure bitcoin?
Yes. AnchorWatch and Onramp insure bitcoin held in their multisig setups. Coverage terms vary, so read the policy.